Is My Vacation Funding Account (VFA) Money FDIC Insured?

Your 401(play) Vacation Funding Account is eligible for FDIC coverage.

401(play) Customer Success Guru

Last Update vor 6 Monaten

Yes! The funds in your Vacation Funding Account (VFA) account (accessed using your 401(play)-branded MasterCard) are held in a pooled account at First Century Bank, N.A. The funds in your VFA account are eligible for FDIC insurance coverage up to $250,000 on a pass-through basis. (Please refer to Section 27 of the Juice Financial Cardholder Agreement for additional details.)
 
Our financial partner, Juice Financial, who administers the 401(play) VFA and issues the 401(play)-branded debit MasterCard, is a licensed facilitator that ultimately manages, hosts, and services your account on behalf of First Century Bank N.A.
 
First Century Bank N.A., is an FDIC-insured financial institution, and all of the funds held in your Vacation Funding Account (or “VFA”) are insured by the FDIC (the Federal Deposit Insurance Corporation).

For more account-specific usage details and disclosures, please see
 the 401(play)/Juice Financial Cardholder Agreement help topic HERE.

Learn more about our partner, Juice Financial, in our help topic HERE.

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