Can I Use My 401(play) MasterCard Outside the United States?

Yes! You can use your 401(play) prepaid debit MasterCard everywhere MasterCard debit cards are accepted, including outside the United States.

When you use your card outside the United States or in a foreign currency, there are a few important things to know about how your purchase is processed.

What counts as an international transaction?

A transaction is considered international if:

• You make a purchase outside the United States, or
• You pay in a currency other than U.S. dollars (USD)

Even if the charge appears in USD, it may still be processed internationally.

How currency conversion works:

If your purchase is made in a foreign currency:

• The amount is converted into U.S. dollars using an exchange rate set by the card network.
• This rate is based on the processing date, not the exact moment you made the purchase.
• Because of this, the final amount may be slightly different from what you expected at checkout.

Are there additional fees?
Yes. International transactions may include:

• A foreign transaction fee
• Additional processing fees

These combined charges can be up to 2% of the total transaction amount.

What this means for you:

• Your final charge may be slightly higher than the original purchase price.
• Differences come from both exchange rate changes and processing fees.

If you have questions about a specific transaction, please contact Juice Financial at 855-687-2114.

For more information about using your 401(play) MasterCard for international transactions, please see
 the 401(play)/Juice Financial Cardholder Agreement help topic HERE.